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Individual Health
Insurance
Health Coverage
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Individual Health Insurance
Group Health Insurance
Medicare Health Insurance
Understand the types of health Insurance and the differences between them
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Purchased by individuals without employer or government assistance
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Freedom to purchase a plan that fits from public or private exchanges
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Stays with the individual regardless of employment status
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May be eligible for government subsidies to lower costs
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Offers more flexibility to seek care from any specialist
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Offered by employers to their employees and dependents
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Employers often pay a portion of the monthly premium
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Coverage may change if you switch employers
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Generally more affordable due to cost-sharing with employer
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Low Cost Federal health insurance program primarily for people 65 and older
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Access to same preferred doctors
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Divided into four parts: A (Hospital Insurance), B (Medical Insurance), C (Medicare Advantage), and D (Drug Coverage)
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Part A covers inpatient care, skilled nursing facility care, hospice, and home health care
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Part B covers outpatient care, preventive services, and medical equipment
Life Insurance
Life insurance is a financial protection tool that provides a monetary safety net for your loved ones in the event of your unexpected death. It serves as a critical financial instrument that can replace lost income, cover outstanding debts, fund future expenses like children's education, and ensure your family's financial stability during a challenging time.
Delivering peace of mind knowing your family will be financially protected is the ultimate goal. There are a lot of additional benefits to consider with the correct policy and a number of considerations for these include:
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Full Family Coverage
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Estate Planning
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Tax Benefits
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Cash Value Accumulation
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Dependants Support
Life Coverage
